Corporate Expense
Centralize operational spending with high-limit cards featuring real-time tracking, spend controls, and enterprise reporting.
High Limit
Enterprise
Premium Credit Architecture
Uncompromising purchasing power.
Unlock global purchasing power, streamline corporate expense management, and access elite lifestyle privileges through our curated network of banking partners.
Portfolio Offerings
Find the perfect card tailored to your lifestyle.
We compare across major banks to get you the best rewards, limits, and benefits suited specifically to how you spend.
SME Business
Maintain fluid working capital. Enjoy extended interest-free credit periods and accelerated rewards on B2B expenditures.
Up to 50 Days
Commercial
Elite Travel
Exclusive access to global concierge services, unlimited international airport lounge access, and premium flight multi-rewards.
Lounge Access
Premium
Cashback & Rewards
Maximize daily spends with direct cashback, fuel surcharges waivers, and high reward points on dining and shopping.
LTF Options
Retail
Approval factors
What banks look for before issuing a premium card.
Approval and credit limits depend heavily on your financial footprint. We help assess these metrics before applying to ensure a high success rate.
Credit Score (CIBIL)
A score of 750+ significantly improves chances for premium and high-limit cards.
Income & Employment
Stable income proof (Salary slips or ITRs) dictates the maximum credit limit offered.
Existing Relationships
Card-to-card upgrades or existing bank accounts can fast-track the approval process.
PREMIUM
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Finyra Client
Frequently asked questions
Credit cards, answered clearly.
How do I get a Lifetime Free (LTF) credit card?
LTF cards are often offered by banks during special promotional periods, to existing account holders, or via corporate tie-ups. Our advisors can check the current market offers to match you with a bank providing LTF approval based on your profile.
Does applying for multiple cards affect my CIBIL score?
Yes. Every application generates a "hard inquiry" on your credit report, which can temporarily lower your score. It's better to consult an advisor, find the exact card you have high eligibility for, and apply once, rather than guessing and applying multiple times.
What is Card-to-Card basis application?
If you already hold a credit card with a good limit and clean repayment history (usually 6+ months old), many banks will issue you a new card based on your existing card's statement, without requiring fresh income documents like salary slips or ITRs.
Can a business owner get a corporate card?
Absolutely. We specialize in SME and Corporate credit solutions. These require business vintage proofs, GST returns, and financial statements, but offer excellent benefits like vendor payment solutions and extended credit periods.
Upgrade your utility
Let's find the card that aligns with your lifestyle.
Connect with our specialized advisors to discover which premium credit instrument fits your spending architecture.