Working Capital
Funding to manage inventory, receivables, payroll and daily operating cycles smoothly.
Business Finance
Capital that helps your business move forward.
From working capital to expansion, Finyra Solutions helps business owners navigate financing options with structured guidance, better-fit institutional options and a smoother application journey.
50+
Institutional relationships
India
Wide service reach
1:1
Expert guidance
Business Loan Solutions
Funding structured around the way your business works.
Different businesses need different forms of capital. We help you understand the route that fits your profile, need and documentation.
Business Expansion
Finance for growth initiatives, additional capacity, new locations and strategic expansion.
Equipment Finance
Explore structured funding specifically for purchasing machinery, equipment and business assets.
Balance Transfer
Review existing business finance and explore potential restructuring or rate-reduction options.
Why Finyra
We focus on fit, not just approval.
A business loan is more than a number. Tenure, repayment structure, documentation, business vintage, banking profile and lender policy all matter to your cash flow.
Needs-first assessment
We start with your actual funding purpose and business context.
Institutional options
We help you navigate relevant banks and NBFCs in our curated network.
Documentation guidance
Understand exactly what is required before you submit an application.
End-to-end support
We stay intensely involved through the application journey and next steps.
Common eligibility factors
What lenders typically look at
01
Business vintage
Age and continuity of the business deeply influence available lending options.
02
Turnover & cash flow
Revenue trends, banking behaviour and overall repayment capacity are highly reviewed.
03
Credit profile
Personal and business credit history profoundly affects pricing and eligibility.
04
Documentation clarity
Clear Financials, KYC, banking statements and business proofs are essential.
Eligibility, interest rates, loan amounts and approval are subject to the respective lender's policies, underwriting norms, and assessment.
How it works
A clear path from requirement to application.
Our role is to simplify the journey while keeping expectations transparent.
01 · DISCOVER
Understand requirement
We deeply discuss the purpose, amount needed, timeline and business context.
02 · ASSESS
Review profile
We consider the information and documents needed to accurately identify relevant routes.
03 · MATCH
Explore options
We help intelligently compare institutional options based on the information available.
04 · SUPPORT
Move through process
We seamlessly guide you through application and critical lender coordination.
Business loan calculator
Estimate your monthly EMI.
Use this as an indicative planning tool. Actual repayment terms depend on the lender, rate and approved structure.
Estimated Monthly EMI
₹55,611
Total Interest
₹8,36,660
Total Repayment
₹33,36,660
Documents
Keep the basics ready.
The exact checklist varies by lender and product, but these are commonly requested documents.
KYC & Identity
PAN, Aadhar, address proof and business-owner KYC as strictly applicable.
Business Proofs
Registration, GST certificate or other business-related documents where applicable.
Financial Records
Bank statements, recent ITRs, financial statements and turnover-related documents.
Additional Papers
Property papers, specific invoices, quotations or other supporting documents.
Frequently asked questions
Business loans, answered clearly.
How much business finance can I apply for?
There is no single amount that fits every business. The applicable amount depends on factors such as turnover, profitability, banking behaviour, business vintage, credit profile, lender policy and the specific purpose of finance.
Can a new business get a business loan?
Some lenders have tailored products for newer businesses, while others strictly require an established track record (usually 2-3 years minimum). Eligibility varies significantly by lender and borrower profile.
What interest rate will I get?
Rates are strictly determined by the respective lender and can vary widely based on your credit profile, business strength, provided security, requested tenure, product type and other deep underwriting factors.
Can Finyra guarantee approval?
No. Finyra can provide highly experienced guidance and help identify relevant institutional routes, but final eligibility, terms and approval decisions are made entirely by the respective lending institution.
Do I need collateral?
Collateral requirements depend heavily on the product, loan amount, business profile and lender guidelines. Some facilities may be completely unsecured, while larger limits may require physical security.
Ready to explore your options?
Let's structure the right business finance route.
Tell us what you need to fund, and our advisory team will help you strategically understand the next practical steps.