Regulatory Disclaimer

The information contained on this website is for general information and educational purposes only. Please read this disclaimer carefully before utilizing the services provided by Finyra Solutions Pvt. Ltd.

1. Non-Lender Disclosure

Finyra Solutions Pvt. Ltd. is a financial aggregator, distributor, and advisory company. We are NOT a bank, Non-Banking Financial Company (NBFC), or a direct lender. We do not lend our own capital, issue credit cards directly, or underwrite insurance policies.

Our primary role is to connect prospective borrowers and applicants with Reserve Bank of India (RBI) regulated Banks and NBFCs, and Insurance Regulatory and Development Authority of India (IRDAI) regulated insurance companies.

2. No Guarantee of Approval

Submitting an inquiry, application, or documentation through Finyra Solutions does not guarantee the approval or sanction of any loan, credit card, or insurance product.

• All final decisions regarding credit limits, loan amounts, interest rates, processing fees, and policy issuance are at the sole, absolute discretion of the respective partner institution.
• Decisions are based on the partner institution's internal risk assessment, underwriting norms, your credit history (CIBIL/Experian), income profile, and verification checks.
• Finyra Solutions cannot override, manipulate, or influence the final credit decision made by the partner bank or NBFC.

3. Accuracy of Information

While we endeavor to keep the information on our website up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the website or the information, products, services, or related graphics contained on the website for any purpose.

Interest rates, promotional offers, and eligibility criteria of our partner banks are subject to constant change due to market conditions and RBI repo rate adjustments. Users are strictly advised to verify all terms, conditions, and fees directly with the lender or insurer via the official sanction letter or policy document before signing any agreements.

4. Financial and Investment Risk

Borrowing capital and investing in financial products carry inherent risks. Defaulting on loan or credit card payments will severely damage your credit score and may result in legal action by the lending institution.

Any reliance you place on the general advisory information found on this website is therefore strictly at your own risk. We strongly recommend consulting with your personal financial advisor, chartered accountant, or legal counsel before making significant financial commitments.

5. Third-Party Links and Portals

Through this website, you may be linked to or redirected to other websites, payment gateways, and banking portals which are not under the control of Finyra Solutions. We have no control over the nature, content, and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

6. Fraud Awareness & Zero Upfront Fee Policy

Finyra Solutions strictly adheres to a Zero Upfront Fee model for standard retail loan and card processing. Our representatives will NEVER ask you for an upfront cash payment, "file logging fee," or demand your banking passwords/OTPs.

If you receive any such requests from someone claiming to represent Finyra Solutions, please consider it fraudulent and report it immediately to our official grievance email.

7. Contact & Grievance

If you require any more information or have any questions about our site's disclaimer, please feel free to contact us: